2. at the beginning of a match day, your account balance must be positive

As a manager, you have the possibility to borrow money from the bank and let your account run into the negative. You see an interesting player on the transfer market, but your budget is not enough? No problem, because you can overdraw your account.

But keep in mind that you can only borrow a maximum of 20 percent of your squad’s value. Your account will then show a negative amount.

By the start of the next match day (end of the countdown), however, your account must be balanced or positive again, otherwise you will not be able to collect points with your entire team.